Electrd sq emblem s-icd at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$5,579.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$19,714.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$539.00 with Aetna vs $5,648.85 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $539.00 | ↓ -90% |
| Aetna | Qualified Health Plan | $684.53 | ↓ -88% |
| Arizona Physicians IPA | Medicaid | $719.57 | ↓ -87% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $719.57 | ↓ -87% |
| Mercy Care | Mercy Medicaid | $719.57 | ↓ -87% |
| Health Choice Arizona, Inc. | Medicaid | $719.57 | ↓ -87% |
| Health Net | Medicaid | $719.57 | ↓ -87% |
| Health Choice Arizona, Inc. | Medicare Advantage | $808.50 | ↓ -86% |
| Aetna | Banner Employee Plans | $905.52 | ↓ -84% |
| Hospice of the Valley | Medicare | $943.25 | ↓ -83% |
| Plotkin Health | Plotkin Health | $1,212.75 | ↓ -78% |
| Aetna | Joint Venture | $1,228.92 | ↓ -78% |
| Aetna | Designated Group | $1,304.38 | ↓ -77% |
| United Healthcare | UHC Doctor's Plan | $1,307.08 | ↓ -77% |
| Health Net | Medicare | $1,347.50 | ↓ -76% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,347.50 | ↓ -76% |
| Oscar Health Plan | Commercial | $1,347.50 | ↓ -76% |
| United Healthcare | UHC Core | $1,366.37 | ↓ -76% |
| Aetna | Medical Rental | $1,420.27 | ↓ -75% |
| United Healthcare | Commercial | $1,439.13 | ↓ -74% |
| Health Net | Commerical Exchange Product | $1,455.30 | ↓ -74% |
| Quiktrip Corporation | Commercial | $1,455.30 | ↓ -74% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,476.86 | ↓ -74% |
| Aetna | Broad Network | $1,536.15 | ↓ -72% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,544.23 | ↓ -72% |
| Arizona Medical Network | Commercial | $1,886.50 | ↓ -66% |
| Provider Network of America | Commercial | $2,021.25 | ↓ -64% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $4,236.64 | ↓ -24% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $4,519.08 | ↓ -19% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $4,745.00 | ↓ -15% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $5,648.85 | ↑ +1% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $5,648.85 | ↑ +1% |
| Blue Cross Blue Shield of Arizona | Commercial | $5,648.85 | ↑ +1% |
Visitor-reported prices
Comments
Electrd sq emblem s-icd at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Chandler Regional Medical Center | Chandler | $12,249.75 | $1,272.74 – $7,636.44 |
| Mercy Gilbert Medical Center | Gilbert | $11,244.17 | $1,272.74 – $7,000.07 |
| Banner University Medical Center Phoenix | Phoenix | $5,638.20 | $539.00 – $2,021.25 |
| Banner University Medical Center Tucson | Tucson | $5,795.92 | $539.00 – $3,614.51 |
| Banner University Medical Center South | Tucson | $5,559.35 | $539.00 – $2,545.84 |
| Banner Baywood Medical Center | Mesa | $5,362.21 | $539.00 – $4,236.64 |
| Banner Boswell Medical Center | Sun City | $4,849.64 | $539.00 – $3,234.97 |
| Banner Del Webb Medical Center | Sun City West | $5,125.64 | $539.00 – $2,156.00 |