Ecg external < 48 hours scanning analysis w/report at Banner Ocotillo Medical Center

1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$176.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$583.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$63.31 with Arizona Physicians IPA vs $469.36 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Arizona Physicians IPA Medicare Advantage $63.31 ↓ -64%
Humana Medicare Advantage $63.31 ↓ -64%
United Healthcare UHC Medicare Advantage $63.31 ↓ -64%
UPMC Health Plan Medicare Advantage $63.31 ↓ -64%
Blue Cross Blue Shield of Arizona Medicare Advantage $63.31 ↓ -64%
Banner University Health Plan University Care Advantage $63.31 ↓ -64%
Mercy Care Mercy Care Advantage $63.31 ↓ -64%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $63.31 ↓ -64%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $63.31 ↓ -64%
Aetna Medicare Advantage $63.31 ↓ -64%
Banner Health Medicare Advantage $63.31 ↓ -64%
Health Choice Arizona, Inc. Medicare Advantage $63.31 ↓ -64%
Kaiser Foundation Health Plan Medicare Advantage $63.31 ↓ -64%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $63.31 ↓ -64%
Health Net Medicare $63.31 ↓ -64%
Wellpoint Medicare Advantage HMO $63.31 ↓ -64%
Gila River Health Care Corporation Managed Care Program $63.31 ↓ -64%
Carelon Medicare Advantage $66.48 ↓ -62%
Devoted Health Services Medicare Advantage $66.48 ↓ -62%
Gold Kidney Health Plan Medicare Advantage $69.64 ↓ -61%
Banner University Health Plan AZ Medicaid - AHCCCS $81.16 ↓ -54%
Mercy Care Mercy Medicaid $81.16 ↓ -54%
Arizona Physicians IPA Medicaid $81.16 ↓ -54%
Health Choice Arizona, Inc. Medicaid $81.16 ↓ -54%
Health Net Medicaid $81.16 ↓ -54%
Aetna Qualified Health Plan $86.10 ↓ -51%
United Healthcare Individual Exchange $88.63 ↓ -50%
Health Net Commerical Exchange Product $93.70 ↓ -47%
Health Choice Arizona, Inc. ACA Health Plan $94.97 ↓ -46%
Aetna Joint Venture $99.59 ↓ -44%
Oscar Health Plan Commercial $104.46 ↓ -41%
Aetna Designated Group $105.81 ↓ -40%
Aetna Broad Network $124.49 ↓ -29%
Aetna Banner Employee Plans $195.89 ↑ +11%
Hospice of the Valley Medicare $204.05 ↑ +16%
Plotkin Health Plotkin Health $262.35 ↑ +49%
United Healthcare UHC Doctor's Plan $282.75 ↑ +60%
United Healthcare UHC Core $295.58 ↑ +68%
Aetna Medical Rental $307.24 ↑ +74%
United Healthcare Commercial $311.32 ↑ +77%
Quiktrip Corporation Commercial $314.82 ↑ +79%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $352.02 ↑ +100%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $375.48 ↑ +113%
Cigna Healthcare of Arizona, Inc. LocalFlex $383.03 ↑ +117%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $394.26 ↑ +124%
Cigna Healthcare of Arizona, Inc. Commercial $400.52 ↑ +127%
Arizona Medical Network Commercial $408.10 ↑ +131%
Provider Network of America Commercial $437.25 ↑ +148%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $469.36 ↑ +166%
Blue Cross Blue Shield of Arizona Commercial $469.36 ↑ +166%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $469.36 ↑ +166%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ecg external < 48 hours scanning analysis w/report at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Phoenix Phoenix $369.62 $63.31 – $437.25
Banner University Medical Center Tucson Tucson $176.44 $54.29 – $447.20
Banner University Medical Center South Tucson $165.23 $54.29 – $447.20
Banner Baywood Medical Center Mesa $146.95 $63.31 – $437.25
Banner Boswell Medical Center Sun City $140.60 $63.31 – $466.40
Banner Del Webb Medical Center Sun City West $92.11 $63.31 – $466.40
Banner Desert Medical Center Mesa $187.53 $63.31 – $437.25
Banner Ironwood Medical Center San Tan Valley $176.66 $63.31 – $437.25

All Arizona hospitals for this procedure →