Dch validity tests at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$3.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.48 with Cigna Healthcare of Arizona, Inc. vs $15.95 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $3.48 | ↑ +2% |
| Wellpoint | Medicare Advantage HMO | $3.48 | ↑ +2% |
| UPMC Health Plan | Medicare Advantage | $3.48 | ↑ +2% |
| United Healthcare | UHC Medicare Advantage | $3.48 | ↑ +2% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $3.48 | ↑ +2% |
| Aetna | Medicare Advantage | $3.48 | ↑ +2% |
| Mercy Care | Mercy Medicaid | $3.48 | ↑ +2% |
| Mercy Care | Mercy Care Advantage | $3.48 | ↑ +2% |
| Arizona Physicians IPA | Medicaid | $3.48 | ↑ +2% |
| Arizona Physicians IPA | Medicare Advantage | $3.48 | ↑ +2% |
| Banner Health | Medicare Advantage | $3.48 | ↑ +2% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3.48 | ↑ +2% |
| Banner University Health Plan | University Care Advantage | $3.48 | ↑ +2% |
| Kaiser Foundation Health Plan | Medicare Advantage | $3.48 | ↑ +2% |
| Humana | Medicare Advantage | $3.48 | ↑ +2% |
| Health Net | Medicare | $3.48 | ↑ +2% |
| Health Net | Medicaid | $3.48 | ↑ +2% |
| Health Choice Arizona, Inc. | Medicare Advantage | $3.48 | ↑ +2% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $3.48 | ↑ +2% |
| Health Choice Arizona, Inc. | Medicaid | $3.48 | ↑ +2% |
| Gila River Health Care Corporation | Managed Care Program | $3.48 | ↑ +2% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plans | $3.48 | ↑ +2% |
| Carelon | Medicare Advantage | $3.65 | ↑ +7% |
| Devoted Health Services | Medicare Advantage | $3.65 | ↑ +7% |
| Aetna | Banner Employee Plans | $3.70 | ↑ +9% |
| Gold Kidney Health Plan | Medicare Advantage | $3.83 | ↑ +13% |
| Hospice of the Valley | Medicare | $3.85 | ↑ +13% |
| Aetna | Qualified Health Plan | $4.73 | ↑ +39% |
| United Healthcare | Individual Exchange | $4.87 | ↑ +43% |
| Plotkin Health | Plotkin Health | $4.95 | ↑ +46% |
| Health Net | Commerical Exchange Product | $5.15 | ↑ +51% |
| Health Choice Arizona, Inc. | ACA Health Plan | $5.22 | ↑ +54% |
| Oscar Health Plan | Commercial | $5.74 | ↑ +69% |
| Aetna | Medical Rental | $5.80 | ↑ +71% |
| Quiktrip Corporation | Commercial | $5.94 | ↑ +75% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $6.10 | ↑ +79% |
| United Healthcare | UHC Doctor's Plan | $6.43 | ↑ +89% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $6.78 | ↑ +99% |
| United Healthcare | UHC Core | $7.12 | ↑ +109% |
| Arizona Medical Network | Commercial | $7.70 | ↑ +126% |
| United Healthcare | Commercial | $7.83 | ↑ +130% |
| Provider Network of America | Commercial | $8.25 | ↑ +143% |
| Aetna | Joint Venture | $11.69 | ↑ +244% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $11.97 | ↑ +252% |
| Aetna | Designated Group | $12.42 | ↑ +265% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $12.76 | ↑ +275% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $13.40 | ↑ +294% |
| Aetna | Broad Network | $14.61 | ↑ +330% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $15.95 | ↑ +369% |
| Blue Cross Blue Shield of Arizona | Commercial | $15.95 | ↑ +369% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $15.95 | ↑ +369% |
Visitor-reported prices
Comments
Dch validity tests at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Chandler Regional Medical Center | Chandler | $20.91 | $2.09 – $65.52 |
| Mercy Gilbert Medical Center | Gilbert | $19.19 | $3.48 – $60.06 |
| Banner University Medical Center Phoenix | Phoenix | $3.03 | $3.48 – $8.25 |
| Banner University Medical Center Tucson | Tucson | $2.17 | $3.48 – $8.80 |
| Banner University Medical Center South | Tucson | $2.12 | $3.48 – $8.80 |
| Banner Baywood Medical Center | Mesa | $2.49 | $3.48 – $8.25 |
| Banner Boswell Medical Center | Sun City | $2.41 | $3.48 – $8.80 |
| Banner Casa Grande Medical Center | Casa Grande | $2.43 | $3.48 – $8.25 |