Cholesterol body fluid at Banner Ocotillo Medical Center
1405 S Alma School Rd, Chandler, AZ · Banner Health · · NPI 1972139004
$31.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$163.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.20 with Aetna vs $172.28 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $10.20 | ↓ -68% |
| Aetna | Qualified Health Plan | $12.95 | ↓ -59% |
| Health Choice Arizona, Inc. | Medicaid | $13.62 | ↓ -57% |
| Arizona Physicians IPA | Medicaid | $13.62 | ↓ -57% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $13.62 | ↓ -57% |
| Mercy Care | Mercy Medicaid | $13.62 | ↓ -57% |
| Health Net | Medicaid | $13.62 | ↓ -57% |
| Health Choice Arizona, Inc. | Medicare Advantage | $15.30 | ↓ -52% |
| Aetna | Banner Employee Plans | $17.14 | ↓ -46% |
| Hospice of the Valley | Medicare | $17.85 | ↓ -44% |
| Plotkin Health | Plotkin Health | $22.95 | ↓ -28% |
| Aetna | Joint Venture | $23.56 | ↓ -26% |
| Aetna | Designated Group | $25.04 | ↓ -22% |
| Health Choice Arizona, Inc. | ACA Health Plan | $25.50 | ↓ -20% |
| Oscar Health Plan | Commercial | $25.50 | ↓ -20% |
| Health Net | Medicare | $25.50 | ↓ -20% |
| Aetna | Medical Rental | $26.88 | ↓ -16% |
| Quiktrip Corporation | Commercial | $27.54 | ↓ -14% |
| Health Net | Commerical Exchange Product | $27.54 | ↓ -14% |
| Aetna | Broad Network | $29.43 | ↓ -8% |
| Arizona Medical Network | Commercial | $35.70 | ↑ +12% |
| Provider Network of America | Commercial | $38.25 | ↑ +20% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $62.07 | ↑ +94% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $68.97 | ↑ +116% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $129.21 | ↑ +304% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $137.82 | ↑ +331% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $144.71 | ↑ +353% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $172.28 | ↑ +439% |
| Blue Cross Blue Shield of Arizona | Commercial | $172.28 | ↑ +439% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $172.28 | ↑ +439% |
Visitor-reported prices
Comments
Cholesterol body fluid at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner University Medical Center Phoenix | Phoenix | $26.08 | $10.20 – $62.07 |
| Banner University Medical Center Tucson | Tucson | $17.17 | $10.20 – $110.24 |
| Banner University Medical Center South | Tucson | $16.54 | $10.20 – $77.64 |
| Banner Baywood Medical Center | Mesa | $20.70 | $10.20 – $129.21 |
| Banner Behavioral Health Hospital | Scottsdale | $32.22 | $11.00 – $40.06 |
| Banner Boswell Medical Center | Sun City | $24.61 | $10.20 – $98.66 |
| Banner Casa Grande Medical Center | Casa Grande | $18.42 | $10.20 – $75.67 |
| Banner Del Webb Medical Center | Sun City West | $25.10 | $10.20 – $62.07 |