Consultation pathology during surgery at Banner Goldfield Medical Center

2050 West Southern Avenue, Apache Junction, AZ · Banner Health · · NPI 1932543428

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$44.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$208.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.53 with Health Net vs $156.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid $24.53 ↓ -45%
Banner University Health Plan AZ Medicaid - AHCCCS $24.53 ↓ -45%
Arizona Physicians IPA Medicaid $24.53 ↓ -45%
Mercy Care Mercy Medicaid $24.53 ↓ -45%
Health Choice Arizona, Inc. Medicaid $24.53 ↓ -45%
Cigna Healthcare of Arizona, Inc. LocalFlex $58.48 ↑ +32%
United Healthcare UHC Doctor's Plan $62.59 ↑ +41%
Banner Health Medicare Advantage $63.31 ↑ +43%
Banner University Health Plan University Care Advantage $63.31 ↑ +43%
Mercy Care Mercy Care Advantage $63.31 ↑ +43%
Humana Medicare Advantage $63.31 ↑ +43%
Health Net Medicare $63.31 ↑ +43%
Blue Cross Blue Shield of Arizona Medicare Advantage $63.31 ↑ +43%
Health Choice Arizona, Inc. Medicare Advantage $63.31 ↑ +43%
Care 1st Medicare Advantage $63.31 ↑ +43%
Kaiser Foundation Health Plan Medicare Advantage $63.31 ↑ +43%
Wellpoint Medicare Advantage HMO $63.31 ↑ +43%
UPMC Health Plan Medicare Advantage $63.31 ↑ +43%
United Healthcare UHC Medicare Advantage $63.31 ↑ +43%
Aetna Medicare Advantage $63.31 ↑ +43%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $63.31 ↑ +43%
Arizona Physicians IPA Medicare Advantage $63.31 ↑ +43%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $63.31 ↑ +43%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $63.31 ↑ +43%
Gila River Health Care Corporation Managed Care Program $63.31 ↑ +43%
Cigna Healthcare of Arizona, Inc. Commercial $64.98 ↑ +47%
Carelon Medicare Advantage $66.48 ↑ +50%
Devoted Health Services Medicare Advantage $66.48 ↑ +50%
Arizona Priority Care Medicare Advantage $69.64 ↑ +57%
Gold Kidney Health Plan Medicare Advantage $69.64 ↑ +57%
Aetna Banner Employee Plans $69.89 ↑ +58%
United Healthcare UHC Core $70.70 ↑ +59%
Hospice of the Valley Medicare $72.80 ↑ +64%
United Healthcare Commercial $76.14 ↑ +72%
Aetna Qualified Health Plan $86.10 ↑ +94%
United Healthcare Individual Exchange $88.63 ↑ +100%
Plotkin Health Plotkin Health $93.60 ↑ +111%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $93.60 ↑ +111%
Health Net Commerical Exchange Product $93.70 ↑ +111%
Health Choice Arizona, Inc. ACA Health Plan $94.97 ↑ +114%
Oscar Health Plan Commercial $94.97 ↑ +114%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $106.06 ↑ +139%
Aetna Medical Rental $109.62 ↑ +147%
Quiktrip Corporation Commercial $112.32 ↑ +153%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $113.12 ↑ +155%
Aetna Joint Venture $117.19 ↑ +164%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $118.78 ↑ +168%
Aetna Designated Group $124.52 ↑ +181%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $141.41 ↑ +219%
Blue Cross Blue Shield of Arizona Commercial $141.41 ↑ +219%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $141.41 ↑ +219%
Arizona Medical Network Commercial $145.60 ↑ +228%
Aetna Broad Network $146.51 ↑ +230%
Provider Network of America Commercial $156.00 ↑ +252%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Consultation pathology during surgery at other Arizona hospitals

Hospital City Cash price Negotiated range
Mercy Gilbert Medical Center Gilbert $206.40 $36.48 – $646.03
Banner University Medical Center Phoenix Phoenix $57.82 $24.53 – $156.00
Banner University Medical Center Tucson Tucson $46.91 $24.53 – $141.60
Banner University Medical Center South Tucson $49.74 $24.53 – $141.60
Banner Baywood Medical Center Mesa $45.76 $24.53 – $156.00
Banner Boswell Medical Center Sun City $45.55 $24.53 – $166.40
Banner Casa Grande Medical Center Casa Grande $47.63 $24.53 – $156.00
Banner Del Webb Medical Center Sun City West $46.80 $24.53 – $166.40

All Arizona hospitals for this procedure →